A moment of inattention in traffic can have major consequences. Besides vehicle damage, many traffic victims also suffer physical or psychological injuries. Who pays for the damages in such cases? And how do you determine who is responsible?

At Justera, we help you answer these questions – with clear explanations, decisive support, and legal expertise.

When are You Entitled to Compensation?

Whether you are entitled to compensation for your personal injury depends on the circumstances of the accident. This involves questions such as:

• What exactly happened?

• Who was involved?

• Did someone make a traffic error?

Not every traffic accident is legally the same. We distinguish between different situations, where the legal position can vary significantly.

Common Situations after a Traffic Accident

Accident between two motorized vehicle drivers
Is there a collision between, for example, two cars or a car and motorcycle? Then in principle: everyone bears their own damage, unless it’s proven that the other person made a mistake. Think of not yielding right of way, missing an emergency stop, or not keeping enough distance. In such a case, the other party can be held liable for your personal injury.

Collision with a cyclist or pedestrian
Pedestrians and cyclists receive extra legal protection. If you as a cyclist or pedestrian are hit by a car or scooter, the motorized party is (largely) liable in most cases. Even if you were inattentive yourself, a large portion of your damages is often still compensated.

Collision between cyclists or other non-motorized road users
Are you in conflict with another cyclist or pedestrian? Then liability is less straightforward. Only if it’s clear that one of the parties made a mistake can that person be held liable. If that’s not the case, each bears their own damages.

Single-party accident
If you hit a pole, slide off the road, or get injured without anyone else involved? Then there is usually no liable party. Your damages may possibly be covered through your own insurance. If you were injured as a passenger, you can often claim compensation from the driver or their insurer.

What Can You Do Immediately after an Accident?

To increase your chances of successful compensation, it’s important to take the right steps after the accident:

1. Get medically examined – even for seemingly minor injuries.

2. Document the situation with photos and a clear description.

3. Collect information from those involved and witnesses.

4. Complete the damage form together and have it signed.

5. Contact Justera for legal advice and support.